:root{--navy:#102a43;--blue:#176b87;--gold:#f4b942;--ink:#172b3a;--muted:#526579;--paper:#f6f8fa;--line:#dce4eb;--white:#fff;--radius:18px;--shadow:0 12px 32px rgba(16,42,67,.08)}html{scroll-behavior:smooth}body{margin:0;font:16px/1.7 "DM Sans",system-ui,sans-serif;color:var(--ink);background:#fff}h1,h2,h3{font-family:Manrope,system-ui,sans-serif;line-height:1.18;letter-spacing:-.03em;color:var(--navy)}h1{font-size:clamp(2.3rem,5vw,4.4rem);max-width:900px;margin:.35em 0 .28em}h2{font-size:clamp(1.55rem,3vw,2.25rem);margin:0 0 .65em}h3{font-size:1.15rem;margin:.2em 0 .5em}p{margin:.5em 0 1em}a{color:#0b6584;text-underline-offset:3px}a:hover{color:#08445a}a:focus-visible,button:focus-visible{outline:3px solid #f4b942;outline-offset:3px}.wrap{width:min(1120px,calc(100% - 40px));margin-inline:auto}.skip{position:absolute;left:-999px;top:8px;background:#fff;padding:10px;z-index:9}.skip:focus{left:8px}.site-header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:5}.nav-wrap{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:82px}.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--navy);font:800 1.12rem Manrope,sans-serif;line-height:1.15}.brand img{flex:none}.brand small{display:block;font:500 .68rem "DM Sans",sans-serif;color:var(--muted);letter-spacing:0;margin-top:5px}.brand b{color:var(--blue)}.nav{display:flex;align-items:center;gap:24px}.nav a{text-decoration:none;font-weight:600;color:var(--navy);font-size:.93rem}.nav .nav-cta,.button{display:inline-flex;align-items:center;justify-content:center;border:0;border-radius:999px;background:var(--gold);color:#172b3a;font-weight:800;padding:12px 20px;text-decoration:none;box-shadow:0 4px 0 rgba(16,42,67,.08)}.menu-toggle{display:none;background:#fff;border:1px solid var(--line);border-radius:8px;padding:9px 12px;font-weight:700}.hero{padding:64px 0 58px;display:grid;grid-template-columns:1.2fr .8fr;gap:40px;align-items:center}.eyebrow{text-transform:uppercase;letter-spacing:.13em;font-size:.75rem;font-weight:800;color:var(--blue)}.hero p{font-size:1.1rem;color:var(--muted);max-width:720px}.hero-panel{background:var(--navy);color:#fff;padding:30px;border-radius:24px;box-shadow:var(--shadow)}.hero-panel h2,.hero-panel h3{color:#fff}.hero-panel p{color:#e4edf4;font-size:1rem}.hero-panel .eyebrow{color:var(--gold)}.button-row{display:flex;flex-wrap:wrap;gap:12px;margin:24px 0}.button.secondary{background:#fff;border:1px solid var(--line);box-shadow:none}.notice{font-size:.9rem;color:var(--muted);border-left:3px solid var(--gold);padding:10px 14px;background:#fff9e9}.hero-panel .notice{background:rgba(255,255,255,.08);color:#eaf1f5;border-color:var(--gold)}.section{padding:52px 0;border-top:1px solid var(--line)}.section.tint{background:var(--paper);margin-inline:calc((min(1120px,100vw - 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